Step 1: What is Snapmint?
Snapmint is a Buy Now, Pay Later (BNPL) platform from India. It lets you buy products and pay in easy monthly installments (EMIs) — even if you don’t have a credit card. Think of it as a digital way to split payments over time.
Step 2: Who can use its
Anyone with:
A phone number
A bank account or UPI
Basic ID verification
You don’t need a credit card. That’s why it’s popular with young shoppers and people who shop online often.
Step 3: Sign up process
Download the Snapmint app from Google Play or Apple Store.
Enter your mobile number and basic personal info.
Verify your identity (usually using PAN card, Aadhaar, or OTP).
Snapmint gives you a credit limit — this is how much you can spend using their EMI system.
Step 4: How to shop using Snapmint
Open a partner merchant site or the Snapmint app.
Pick the product you want (phone, gadget, fashion item, etc.).
At checkout, select Snapmint EMI as your payment method.
Pay a small down payment if required.
The rest is split into monthly EMIs (3, 6, 9, or 12 months usually).
It’s like saying, “I want it now, but I’ll pay for it slowly.”
Step 5: Making EMI payments
Payments are automatically deducted via UPI or debit card on the scheduled dates.
You can also track your payments in the Snapmint app.
Some plans are advertised as 0% interest EMI, which means you pay only the product price, no extra cost. But always check the terms.
Step 6: Advantages of Snapmint
No credit card needed
Quick approval and signup
Lets you buy big-ticket items without upfront full payment
Works with a variety of products: electronics, fashion, gadgets, home items
Step 7: Things to watch out for
Some users report customer service issues
Refunds can take time if the order is canceled
Late EMI payments can affect your credit history
Always read the terms before buying
Step 8: Real-world feedback
Many people love Shipment for flexible shopping and easy EMIs
Some complain about slow refunds, wrong product delivery, or poor customer support
Basically, Snap mint is real and useful but not perfect. It works best if you pay on time and stay organized.